iPhone features we’re still waiting for to follow in iOS 16.2

Apple released iOS 16.2 this week with several new features, including the Freeform digital whiteboard app, Apple Music Sing, advanced data protection for US users, and more. Attention now turns to iOS 16.3, which should enter beta testing this week.

Below, we’ve rounded up five upcoming iPhone features previously announced by Apple but not yet launched, such as an Apple Pay Later financing option and an Apple Card savings account for earning interest on Daily Cash. Some features are likely to be a part of iOS 16.3, while others may not appear until iOS 16.4 or later.

Advanced data protection in more countries

Apple Advanced Security Advanced Data Protection Screen greenblue
Apple recently introduced an optional Advanced Data Protection feature that extends end-to-end encryption to many additional areas of iCloud when enabled, including iCloud Backups, Photos, Notes, Reminders, Voice Memos, and more. The feature is enabled in iOS 16.2 and other software updates released this week for US users only and will start rolling out to the rest of the world in early 2023, according to Apple.

It’s not clear exactly when Advanced Data Protection will be available in additional countries, but given the early 2023 timeframe, it’s likely that the feature will be enabled in upcoming betas, such as iOS 16.3 or iOS 16.4 for the iPhone.

Apple Pay later

Apple Pay Later Quick Green feature
Announced at WWDC 2022 in June, Apple Pay Later is a financing feature that will allow eligible customers in the US to split a purchase into four equal payments over six weeks, with no interest or fees to pay. This feature will be built into the Wallet app and will be available for purchase online and in apps on iPhone and iPad.

On the iOS 16 Features page, Apple says Apple Pay Later is coming in a future software update for eligible US applicants and may not be available in all states. Apple Pay Later is not included in iOS 16.2 bloombergMark Gurman suggested that the feature may not launch until iOS 16.4 next year.

Security keys for your Apple ID

Apple's advanced security keys screen cropping feature
Apple recently previewed new security keys for the Apple ID feature that it said will be available globally in early 2023. This feature gives users the option to use hardware security keys to further protect their account. For users who enable this feature, Security Keys strengthens Apple’s two-factor authentication by requiring a device security key as a factor instead of a verification code from another Apple device.

Apple does not plan to release its own hardware security keys. The feature will rely on third-party security keys that are available from brands like Yubico.

Modernization: The first beta of iOS 16.3 enables security keys for the Apple ID feature.

Apple Card savings account

Apple Card Savings Account JPG
In October, Apple announced that Apple Card users would soon be able to open a new high-yield savings account from Goldman Sachs and have daily cashback rewards automatically deposited into it, with no fees, no minimum deposits, and no minimum balance requirement. . The account will be managed through the Wallet app on the iPhone.

The savings account was listed in the release notes for the iOS 16.1 Release Candidate, but it did not launch with this update. The savings account didn’t launch with iOS 16.2 either, so it’s not clear when it will be available.

Once the account is set up, all Daily Cash received from that point onwards will automatically be deposited into it and begin earning interest, unless the user chooses to continue adding Daily Cash to their Apple Cash balance. Apple Card offers 2-3% daily cash on purchases made with Apple Pay and 1% on purchases made with a physical card.

Launched in 2019, the Apple Credit Card is still exclusive to the United States.

Classic apple

apple music
In August 2021, Apple announced the acquisition of the classical music service Primephonic. In a press release, Apple said that it plans to launch an application dedicated to classical music in 2022 that combines the Primephonic user interface with additional features, but the year is almost over and the company has not commented on the plans since then.

Earlier this year, code-level references to the “Apple Classical” app were detected in beta builds of the Apple Music app for Android and iOS 15.5. These references have never been shown to the public, but they could reveal that Apple plans or at least plans to name the app “Apple Classical” instead of Apple Music Classical. More references to the classical music app were discovered in an XML file on Apple servers in late September.

If Apple Classical does launch, it’s unclear if the app will be built into iOS or will only be made available through the App Store.

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